There are various junctures in the natural duration of a small business when obtaining cash flow becomes a driving requirement to keep open or to multiply. Whether the CEO wants working capital to keep their doors open or more money later in the duration of the business to multiply and succeed, obtaining working capital can be tough.

Working capital for your business can be obtained with many sources. Family and friends, conventional bank loans, credit card advances and more, are all available choices. However, for a small business owner that has been in business for at least 6 months, there is the choice of receiving financing from a merchant cash advance as well.

A lot of small business owners come to the realization that making use of the collateral of their future Visa-MasterCard receipts they can receive quick, solid financing. The most important condition in getting this type of financing is a verification of credit card processing receipts utilizing your monthly merchant statements. Surely, entrepreneurs needing these methods of funding are for the most part pretty young in age, and therefore will not qualify for a normal bank loans. Luckily, small business cash advances, those under $200,000 per business location, are readily available from various merchant account providers.

When an entrepreneur receives cash from this genre of providers, the payment terms are directly binding to Visa-MasterCard revenues as seen on a day to day basis. That is a particular advantage in today's economic state, as sales one month can differ immensely from revenues in another month. An agreed upon part of transactions called the "daily capture" goes to paying off the balance rather than a fixed amount.

Another advantage to working capital strapped small business owners is that a merchant cash advance is usually approved and the money is made available within a few business days. No conventional financial institution can review and turn around a financing package that quick.